Floral 09

Terra Lynn Loy

December 16, 1983 ~ June 24, 2021 (age 37)


Terra Lynn Loy, of Russell Springs, passed away on Thursday, June 24, 2021, at the Jean Waddle Hospice Care Center, in Somerset.  She was 37 years of age.

Born on December 16, 1983, in Adair County, she was the daughter of Ricky Loy and Connie Flatt Loy McFarland.  Terra was such an outgoing, social person.  She was a member of the Russell County High School Graduating Class of 2003, where she was voted the “Most Ambitious in Choir”.  Terra loved “her horses”, going to church and listening to good gospel music.  She attended Ono Community Church with her mom.  Terra was a sweetheart of a young lady with the biggest heart.

She is survived by her mother, Connie McFarland, of Russell Springs; her father, Ricky Loy (and Sis Lawhorn), of Adair County; maternal grandmother, Frances Flatt, of Russell Springs; her step-sisters, Mechelle McFarland, of Russell Springs, Elizabeth Smith, of Corbin, Jennifer Lawhorn, of Adair County, and Robin Garmon, of Adair County; her uncles, James “Papa” Flatt and Barry “Bear” Flatt; several aunts, her nieces and nephew, and cousins; a special friend, Emma Hadley; and her “fur-baby”, Bailey Jade.

Preceding Terra in death are her paternal grandparents, Bill and Myrtle Loy; her maternal grandfather, Orvin Flatt; and her step-fathers, Glen Nevels and Mark McFarland.

Funeral services are 11:00 a.m., Saturday, June 26, 2021, at Bernard Funeral Home, with Bro. Billy Silverman officiating.  Burial will follow in Square Oak Cemetery.  Pallbearers will be James Flatt, Barry Flatt, Tyler Flatt, Dustin Flatt, Brandon Miller and Ricky Godbey.

Visitation will be held from 5:00 p.m. until 8:00 p.m. on Friday, June 25, 2021, at Bernard Funeral Home.

Terra’s funeral arrangements are entrusted to Bernard Funeral Home.  An online guestbook is available at www.bernardfuneralhome.com


To send flowers to the family or plant a tree in memory of Terra Lynn Loy, please visit our floral store.


June 25, 2021

5:00 PM to 8:00 PM
Bernard Funeral Home

Funeral Service
June 26, 2021

11:00 AM
Bernard Funeral Home

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